Why I Built a Professional Finance Toolkit Instead of Buying One: The Honest Story
I have looked at hundreds of Excel finance templates. Not exaggerating. Hundreds. Gumroad. Etsy. Creative Market. Google searches at eleven at night when I should have been sleeping. Templates with beautiful dashboard designs and colour schemes that looked like they were made by someone who spent more time choosing fonts than understanding what a profit and loss statement actually is. I kept downloading them. I kept opening them. And I kept closing them within ten minutes because the same problem appeared every single time. They were built by designers pretending to be accountants. Clean. Pretty. Professionally formatted. And fundamentally broken in ways that only someone who has actually managed real money across real financial systems would immediately recognise. Formulas that referenced themselves and created circular errors the moment you entered real data. Currency conversion that assumed everyone earned in dollars and spent in dollars. Category structures copied from America...